Unlock Your Potential
Unlock Your Potential
Unlock Your Potential
Infinex Capital is an award-winning boutique brokerage, mastering complex residential, commercial and private lending with unmatched expertise. Our AI-driven platform ensures streamlined, data-backed solutions that elevate your financing journey.
Application Process
Our Process - Fast, Transparent and Intelligent
Your funding journey, simplified with banking expertise and smart technology.
Define Your Goals
It begins with a clear understanding of your needs — whether it's your first home purchase, property investment finance or self-employed lending solutions. We assess your financial situation and create a personalised funding strategy tailored to your unique circumstances.
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Define Your Goals
It begins with a clear understanding of your needs — whether it's your first home purchase, property investment finance or self-employed lending solutions. We assess your financial situation and create a personalised funding strategy tailored to your unique circumstances.
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Submit Once, Access 30+ Lenders
No more repetitive forms or chasing multiple banks. Our secure digital platform captures your details once, then instantly matches your profile against 30+ Australian lenders — including major banks, specialist fintechs, and private lenders — to find the best possible solutions for you.
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Submit Once, Access 30+ Lenders
No more repetitive forms or chasing multiple banks. Our secure digital platform captures your details once, then instantly matches your profile against 30+ Australian lenders — including major banks, specialist fintechs, and private lenders — to find the best possible solutions for you.
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Expert Structuring & Quality Submission
Our experienced team, supported by AI-driven analysis, delivers a tailored lending structure and a quality application for the lender. This smart pre-structuring delivers faster loan approvals (often within 48-72 hours), fewer revisions and sets you up long-term.
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Expert Structuring & Quality Submission
Our experienced team, supported by AI-driven analysis, delivers a tailored lending structure and a quality application for the lender. This smart pre-structuring delivers faster loan approvals (often within 48-72 hours), fewer revisions and sets you up long-term.
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Design process
Our Process — Fast, Transparent, and Intelligent
crafting bold visuals that inspire and elevate brands with thought process.
Define Your Vision
It starts with understanding your goals — home, business, or investment. We review your financial position and design a clear funding roadmap that aligns with your strategy.
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Define Your Vision
It starts with understanding your goals — home, business, or investment. We review your financial position and design a clear funding roadmap that aligns with your strategy.
1
Submit Once, Access 70+ Lenders
Forget endless paperwork. Our digital onboarding collects your details once, then our system matches your profile across 70+ banks, fintechs, and private lenders in real time.
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Submit Once, Access 70+ Lenders
Forget endless paperwork. Our digital onboarding collects your details once, then our system matches your profile across 70+ banks, fintechs, and private lenders in real time.
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Smart Structuring & Fast Decisions
Our credit experts use rule-based logic and AI-driven analysis to pre-structure your deal — meaning fewer revisions, faster approvals, and better terms.
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Smart Structuring & Fast Decisions
Our credit experts use rule-based logic and AI-driven analysis to pre-structure your deal — meaning fewer revisions, faster approvals, and better terms.
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Lending Services
Services
Specialists in residential and business lending across Australia. Helping first home buyers, self-employed professionals, owner-occupiers, and property investors secure smarter home loans and business financing. Powered by AI-driven matching to 30+ lenders for faster approvals, better rates and tailored solutions in 2026's dynamic market.
Specialists in residential and business lending across Australia. Helping first home buyers, self-employed professionals, owner-occupiers, and property investors secure smarter home loans and business financing. Powered by AI-driven matching to 30+ lenders for faster approvals, better rates and tailored solutions in 2026's dynamic market.
Specialists in residential and business lending across Australia. Helping first home buyers, self-employed professionals, owner-occupiers, and property investors secure smarter home loans and business financing. Powered by AI-driven matching to 30+ lenders for faster approvals, better rates and tailored solutions in 2026's dynamic market.
Home Loans
Buying your dream home, upgrading, or refinancing in Australia? We specialise in competitive home loans for owner-occupiers and first home buyers, including low-deposit options (5%) and fast approval processes — perfect for salaried or self-employed applicants seeking the best rates from major and specialist lenders.
Home Loans
Buying your dream home, upgrading, or refinancing in Australia? We specialise in competitive home loans for owner-occupiers and first home buyers, including low-deposit options (5%) and fast approval processes — perfect for salaried or self-employed applicants seeking the best rates from major and specialist lenders.
Home Loans
Buying your dream home, upgrading, or refinancing in Australia? We specialise in competitive home loans for owner-occupiers and first home buyers, including low-deposit options (5%) and fast approval processes — perfect for salaried or self-employed applicants seeking the best rates from major and specialist lenders.
Self-Employed Finance
As experts in self-employed lending and low doc loans Australia, we conduct a thorough analysis of your business financials to accurately determine your serviceable income. We also use flexible evidence such as bank statements, BAS or accountant declarations to secure residential financing quickly and without excessive paperwork.
Self-Employed Finance
As experts in self-employed lending and low doc loans Australia, we conduct a thorough analysis of your business financials to accurately determine your serviceable income. We also use flexible evidence such as bank statements, BAS or accountant declarations to secure residential financing quickly and without excessive paperwork.
Self-Employed Finance
As experts in self-employed lending and low doc loans Australia, we conduct a thorough analysis of your business financials to accurately determine your serviceable income. We also use flexible evidence such as bank statements, BAS or accountant declarations to secure residential financing quickly and without excessive paperwork.
Property Investment Loans
Expand your residential property portfolio strategically. We structure investment property loans Australia-wide to maximise borrowing power, trust/company borrowers, support negative gearing and unlock equity — ideal for adding to your holdings or building long-term wealth.
Property Investment Loans
Expand your residential property portfolio strategically. We structure investment property loans Australia-wide to maximise borrowing power, trust/company borrowers, support negative gearing and unlock equity — ideal for adding to your holdings or building long-term wealth.
Property Investment Loans
Expand your residential property portfolio strategically. We structure investment property loans Australia-wide to maximise borrowing power, trust/company borrowers, support negative gearing and unlock equity — ideal for adding to your holdings or building long-term wealth.
Debt Restructure & Refinancing
We help restructure and refinance your debt to achieve lower interest rates, reduced monthly repayments and improved cash flow. We also assist with strategic equity release — unlocking funds from your property for renovations, debt consolidation, investment opportunities, business needs or other cash flow requirements.
Debt Restructure & Refinancing
We help restructure and refinance your debt to achieve lower interest rates, reduced monthly repayments and improved cash flow. We also assist with strategic equity release — unlocking funds from your property for renovations, debt consolidation, investment opportunities, business needs or other cash flow requirements.
Debt Restructure & Refinancing
We help restructure and refinance your debt to achieve lower interest rates, reduced monthly repayments and improved cash flow. We also assist with strategic equity release — unlocking funds from your property for renovations, debt consolidation, investment opportunities, business needs or other cash flow requirements.
Business Lending
Fuel your business growth while seamlessly managing your residential goals. We provide fast, tailored business loans for SMEs, growing businesses, and entrepreneurs across Australia — supporting essential needs like expansion projects, working capital, cash flow management, equipment purchases, inventory, vehicle upgrades, or marketing initiatives.
Business Lending
Fuel your business growth while seamlessly managing your residential goals. We provide fast, tailored business loans for SMEs, growing businesses, and entrepreneurs across Australia — supporting essential needs like expansion projects, working capital, cash flow management, equipment purchases, inventory, vehicle upgrades, or marketing initiatives.
Business Lending
Fuel your business growth while seamlessly managing your residential goals. We provide fast, tailored business loans for SMEs, growing businesses, and entrepreneurs across Australia — supporting essential needs like expansion projects, working capital, cash flow management, equipment purchases, inventory, vehicle upgrades, or marketing initiatives.
SMSF Lending
Leverage the power of your Self-Managed Super Fund (SMSF) to invest in residential and commercial property and accelerate retirement growth. We have a team that specialise in SMSF loans, enabling trustees to purchase properties within super — unlocking significant tax advantages, including lower tax on rental income and capital gains.
SMSF Lending
Leverage the power of your Self-Managed Super Fund (SMSF) to invest in residential and commercial property and accelerate retirement growth. We have a team that specialise in SMSF loans, enabling trustees to purchase properties within super — unlocking significant tax advantages, including lower tax on rental income and capital gains.
SMSF Lending
Leverage the power of your Self-Managed Super Fund (SMSF) to invest in residential and commercial property and accelerate retirement growth. We have a team that specialise in SMSF loans, enabling trustees to purchase properties within super — unlocking significant tax advantages, including lower tax on rental income and capital gains.
Development Loans
We provide development loans for construction projects, including townhouse developments and land subdivisions. Our financing supports the full project lifecycle: From land acquisition and DA approvals to civil works, construction stages and final completion, with staged drawdowns aligned to milestones for efficient cash flow management.
Development Loans
We provide development loans for construction projects, including townhouse developments and land subdivisions. Our financing supports the full project lifecycle: From land acquisition and DA approvals to civil works, construction stages and final completion, with staged drawdowns aligned to milestones for efficient cash flow management.
Development Loans
We provide development loans for construction projects, including townhouse developments and land subdivisions. Our financing supports the full project lifecycle: From land acquisition and DA approvals to civil works, construction stages and final completion, with staged drawdowns aligned to milestones for efficient cash flow management.
Private Lending
For situations where traditional banks aren’t an option — due to stricter criteria, recent challenges, or unique circumstances — we provide direct access to specialist private lenders. We thoroughly assess your needs, present customized lending solutions, and deliver the flexibility, speed, and support required to move forward confidently.
Private Lending
For situations where traditional banks aren’t an option — due to stricter criteria, recent challenges, or unique circumstances — we provide direct access to specialist private lenders. We thoroughly assess your needs, present customized lending solutions, and deliver the flexibility, speed, and support required to move forward confidently.
Private Lending
For situations where traditional banks aren’t an option — due to stricter criteria, recent challenges, or unique circumstances — we provide direct access to specialist private lenders. We thoroughly assess your needs, present customized lending solutions, and deliver the flexibility, speed, and support required to move forward confidently.
Fintech Solutions
Experience next-level residential lending with our experienced team and AI powered platform. We accelerate home loan approvals, optimise lending structures in real-time, and track progress — blending 20+ years of expertise with cutting-edge tech.
Fintech Solutions
Experience next-level residential lending with our experienced team and AI powered platform. We accelerate home loan approvals, optimise lending structures in real-time, and track progress — blending 20+ years of expertise with cutting-edge tech.
Fintech Solutions
Experience next-level residential lending with our experienced team and AI powered platform. We accelerate home loan approvals, optimise lending structures in real-time, and track progress — blending 20+ years of expertise with cutting-edge tech.
Self-Employed Financing
SMSF Lending
Property Investment Loans
Business Lending
Home Loans
Development Loans
Debt Restructuring & Refinancing
Private Lending
Fintech Solutions
About Us
Meet Infinex Capital
We’re Infinex Capital, a team of passionate financial experts based in Australia, dedicated to providing innovative lending solutions for businesses and self-employed professionals. We specialize in crafting tailored financial strategies that empower growth, turning your ambitions into reality. Our approach blends cutting-edge technology with years of industry experience, ensuring your financing is fast, transparent, and efficient.
Meet Infinex Capital
We’re Infinex Capital, a team of passionate financial experts based in Australia, dedicated to providing innovative lending solutions for businesses and self-employed professionals. We specialize in crafting tailored financial strategies that empower growth, turning your ambitions into reality. Our approach blends cutting-edge technology with years of industry experience, ensuring your financing is fast, transparent, and efficient.
Meet Infinex Capital
We’re Infinex Capital, a team of passionate financial experts based in Australia, dedicated to providing innovative lending solutions for businesses and self-employed professionals. We specialize in crafting tailored financial strategies that empower growth, turning your ambitions into reality. Our approach blends cutting-edge technology with years of industry experience, ensuring your financing is fast, transparent, and efficient.
Who We Are
Who We Are
Who We Are
We are a passionate group of financial experts dedicated to breaking down barriers in lending. Since our inception, we've helped hundreds of Australians secure the funding they need for homes, investments and retirement growth. Our foundation in traditional banking gives us insider insight into lender criteria, while our modern fintech approach ensures streamlined processes, real-time matching to 30+ lenders and fast approvals.
Our Expertise
Our Expertise
Our Expertise
We specialise in residential and business lending across Australia, with a strong focus on:
Self-employed home loans and low doc options
Property investment loans for portfolio building
SMSF lending via Limited Recourse Borrowing Arrangements (LRBAs)
Debt restructuring, refinancing and equity release
Business and development financing
Why Choose Infinex Capital?
Why Choose Infinex Capital?
Why Choose Infinex Capital?
Since our inception, Infinex Capital has been working closely with self-employed professionals, small businesses, and entrepreneurs to break down barriers and provide easy access to finance.
In a 2026 market with surging self-employed borrowers and growing demand for SMSF property strategies, we excel at handling complex cases that traditional banks often overlook — using advanced analysis and expert structuring to maximise your borrowing power and secure competitive rates.
Reviews
Client Reviews
Real feedback from clients who trusted Infinex Capital’s expertise to unlock their financial potential.
Real feedback from clients who trusted Infinex Capital’s expertise to unlock their financial potential.
Real feedback from clients who trusted Infinex Capital’s expertise to unlock their financial potential.
Anil
"Angel at Infinex Capital is extremely knowledgeable and provides exceptional customer service through the whole financing process. Whether it has been new purchases, refinances or understanding borrowing and lending scenarios, Angel has gone above and beyond to make sure we are well looked after through the whole process."
5.0Ro
"Angel’s service and professionalism are truly unparalleled. The assistance provided in helping us refinance was outstanding. As a self-employed borrower in the construction and primary industries with rural properties to refinance, our situation was complex — one that other brokers told us couldn’t be done. Angel impressed us immensely with their dedication, persistence, and ability to identify the best possible options to ensure a successful outcome. From the outset, Angel truly had our backs and went above and beyond to support us. We are incredibly grateful and couldn’t recommend their services highly enough."
5.0Kelvin
"Angel’s service and professionalism is unparalleled. She not only helped me refinance to a lower interest interest rate, but also helped me pull out enough equity to look at purchasing a second property. She was transparent with her work, stayed in regular contact to keep me updated on what was happening and was extremely fast with her work. If anyone is looking for a broker to help scale their portfolio she is the one."
5.0Kenrick
"Angel was outstanding from start to finish. Quick turnaround, clear communication, and most importantly she found a solution my previous broker couldn’t. She took the time to understand my goals, laid out the options in plain English, and kept me updated at every stage so there were no surprises. What had felt stuck for weeks was sorted in days. The whole process was stress-free and efficient, and I ended up with a better structure than I expected. Highly recommend Angel if you want results without the runaround."
5.0
Anil
"Angel at Infinex Capital is extremely knowledgeable and provides exceptional customer service through the whole financing process. Whether it has been new purchases, refinances or understanding borrowing and lending scenarios, Angel has gone above and beyond to make sure we are well looked after through the whole process."
5.0Ro
"Angel’s service and professionalism are truly unparalleled. The assistance provided in helping us refinance was outstanding. As a self-employed borrower in the construction and primary industries with rural properties to refinance, our situation was complex — one that other brokers told us couldn’t be done. Angel impressed us immensely with their dedication, persistence, and ability to identify the best possible options to ensure a successful outcome. From the outset, Angel truly had our backs and went above and beyond to support us. We are incredibly grateful and couldn’t recommend their services highly enough."
5.0Kelvin
"Angel’s service and professionalism is unparalleled. She not only helped me refinance to a lower interest interest rate, but also helped me pull out enough equity to look at purchasing a second property. She was transparent with her work, stayed in regular contact to keep me updated on what was happening and was extremely fast with her work. If anyone is looking for a broker to help scale their portfolio she is the one."
5.0Kenrick
"Angel was outstanding from start to finish. Quick turnaround, clear communication, and most importantly she found a solution my previous broker couldn’t. She took the time to understand my goals, laid out the options in plain English, and kept me updated at every stage so there were no surprises. What had felt stuck for weeks was sorted in days. The whole process was stress-free and efficient, and I ended up with a better structure than I expected. Highly recommend Angel if you want results without the runaround."
5.0
150+
150+
Successful Loan Approvals
150+
150+
Successful Loan Approvals
150+
150+
Successful Loan Approvals
98%
98%
Client Satisfaction
98%
98%
Client Satisfaction
98%
98%
Client Satisfaction
46 years
46 years
Combined Lending Experience
46 years
46 years
Combined Lending Experience
46 years
46 years
Combined Lending Experience
What types of loans does Infinex Capital specialise in?
We are residential lending specialists in Australia, focusing on home loans, self-employed/low doc loans, property investment loans, SMSF lending, debt restructuring/refinancing, and equity release. We also support complementary business lending, development loans, and private options — all powered by AI matching to 30+ lenders for faster approvals and competitive rates.
How do you support Self-Employed Professionals?
Can First Home Buyers purchase with a low deposit in 2026?
What is SMSF lending and who is it suitable for?
What’s the difference between fixed and variable-rate loans?
What happens if my home loan application is declined by one lender?
How do I get in contact?
What types of loans does Infinex Capital specialise in?
We are residential lending specialists in Australia, focusing on home loans, self-employed/low doc loans, property investment loans, SMSF lending, debt restructuring/refinancing, and equity release. We also support complementary business lending, development loans, and private options — all powered by AI matching to 30+ lenders for faster approvals and competitive rates.
How do you support Self-Employed Professionals?
Can First Home Buyers purchase with a low deposit in 2026?
What is SMSF lending and who is it suitable for?
What’s the difference between fixed and variable-rate loans?
What happens if my home loan application is declined by one lender?
How do I get in contact?